Let’s face it, the stock market can feel like a wild rollercoaster ride. Ups, downs, twists, and turns – it’s enough to make anyone queasy. But what if you could invest and still enjoy a smooth, predictable income stream? Enter Motilal Oswal’s FAB (Fixed Amount Benefit) plan – your potential ticket to calmer investment waters.
What is FAB Plan?
Motilal Oswal Fixed Amount Benefit Plan (FAB) enables you to withdraw a regular sum of your investments at a fixed percentage and predefined frequency of your original investment, irrespective of the movement in the market value of the investment, subject to availability of capital.
FAB for Everyone? You Bet!
Whether you’re a seasoned investor or just starting out, FAB offers a unique blend of benefits:
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Predictable Income, Unpredictable Market? No Problem! Unlike traditional investments that depend on market whims, FAB lets you choose a fixed amount to withdraw regularly. Market dips? Don’t sweat it – your income stream stays on course.
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Flexibility is Your Friend. FAB lets you customize your plan. Choose monthly, quarterly, or even annual withdrawals. Plus, you can decide how much to withdraw based on your initial investment or the current market value. It’s all about what works for you!
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Growth While You Relax. Here’s the magic – while you receive your fixed income, the remaining corpus continues to grow within your chosen mutual fund scheme. So, your money keeps pace with inflation, making FAB a smart long-term strategy.
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More Options on Your Plate. FAB isn’t limited to just boring old debt funds. You can invest in a variety of Motilal Oswal’s equity and passive mutual fund schemes, allowing you to tailor your investment approach to your risk appetite.
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Start Small, Dream Big! Building your nest egg doesn’t require a fortune. FAB allows for lump sum investments or even Systematic Investment Plans (SIPs). Start small and gradually grow your investment over time.
Top 10 Reasons Motilal Oswal’s FAB Plan Can Be Your Retirement Buddy!
Planning your retirement finances can feel overwhelming. You’ve worked hard, and now you deserve a comfortable golden age. With FAB you can ensure a steady flow of income without the market jitters.
Here are 10 reasons why FAB can be a game-changer for your retirement:
- Predictable Income: Unlike fixed deposits with fixed interest rates, FAB offers a fixed monthly withdrawal amount. This means you know exactly how much you’ll receive each month, making budgeting a breeze.
- Market Woes? No Sweat! FAB allows you to withdraw a fixed amount regardless of market fluctuations. So, if the market dips, you can rest assured your income stream remains unaffected.
- Flexibility is Key: Choose a withdrawal frequency that suits you – monthly, quarterly, or annually. You can even decide the withdrawal percentage based on your initial investment or current market value.
- Growth Potential: Here’s the beauty of FAB – while you receive a fixed income, the remaining corpus continues to grow within the chosen mutual fund scheme. So, your money keeps pace with inflation and may also beat it!
- Multiple Investment Options: FAB isn’t limited to just debt funds. You can invest in a variety of Motilal Oswal’s equity and passive mutual fund schemes, allowing you to customize your risk-reward profile.
- Start Small, Dream Big: FAB allows for lump sum investments or even Systematic Investment Plans (SIPs). This means you can start small and gradually build your retirement corpus.
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Tax Efficiency: Unlike fixed deposits, where you pay taxes on the interest earned each year, mutual funds only tax you on the actual profits you make within a financial year. This makes them much more tax-efficient.
- Peace of Mind: FAB takes the guesswork out of managing your retirement funds. You can focus on enjoying your golden years while FAB takes care of the regular income stream.
- Expert Guidance: FAB is back tested with various scheme’s performance over past many years. This enables you to choose the FAB plan that aligns with your specific needs and risk appetite.
- Experience Matters: Motilal Oswal is a trusted name in the financial services industry, ensuring your investments are in safe hands.
Ready to Take Control of Your Investments?
Motilal Oswal’s FAB plan offers a compelling alternative to traditional investment options. With its focus on predictability, flexibility, and growth potential, FAB could be the key to a calmer and more secure financial future. Remember, consulting a financial advisor can provide even more personalized guidance for your investment journey.
So, ditch the investment rollercoaster and ride the FAB wave!
For more details, connect with us today!
