Blog — Financial Education Articles

The RBI has raised the repo rate by 25 basis points to 5.50% and said plainly that rate cuts are off the table for now. For borrowers, depositors and debt fund investors, the useful question is what actually changes in their own accounts, and when.

NPS Sanchay is a pension account you can open with ₹250, without having to decide how the money is invested. Here is who it is meant for, why an NPS account matters, and how Sanchay differs from the other NPS options.

Between 11 October and 10 November, most Pune households go through Navratri, Dussehra, Dhanteras, Diwali and Padwa, and many salaried families also receive their annual bonus. It is a busy month for money decisions, and most of them get made in a hurry.

A 10.9% annualised return in US dollars since 2008 is the number that gets attention. The same record shows a 21.5% loss in 2022, when the benchmark fell 7.3%. An NRI evaluating the Alchemy India Long Term Fund needs to weigh both.

NPS Swasthya links a dedicated NPS account with a standard super top-up health policy, so part of a subscriber's own pension contributions can be used for eligible medical expenses. Understanding how the two pieces work together is the key to evaluating it.

The Fed raised rates for the first time in three years. Indian markets opened lower, then shrugged. The question worth asking now is not what the Fed did — it is whether any of it requires a decision from you.