The SCSS interest rate stays at 8.2% for the July–September 2026 quarter, and a set of rules effective 1 July 2026 makes it important for retirees to understand exactly how this scheme works before committing funds.
Most investors set up a SIP and forget it — same amount, year after year. But as your income grows, your wealth creation potential stays frozen. The Step-Up SIP strategy is the upgrade your investment plan may be missing.
The RBI’s Monetary Policy Committee has just wrapped up its June 2026 meeting — and for investors, borrowers, and savers, the decision is both a relief and a signal to stay watchful.
The Reserve Bank of India’s Monetary Policy Committee (MPC) met from April 6 to 8, 2026, and delivered a carefully calibrated decision — hold rates steady and watch. With global geopolitical tensions reshaping the economic outlook, here’s a plain-language breakdown of what was decided and what it means for you as an investor.
When a 130-year-old oil painting sells for ₹167.2 crore at an auction in Mumbai, it does more than break a record — it forces investors to sit up and ask: Should I be looking at art as an investment?
Planning to fund your child’s overseas education? The rupee’s steady fall means the real cost is far higher than the college brochure suggests — here’s how to stay ahead.
The BSE Sensex turns 40 today – and its story is a powerful lesson for every Indian investor. What began at 549 points in 1986 now stands above 85,000, delivering ~13–13.4% annual returns and a staggering 15,594% total growth.
As diyas illuminate homes across India this Diwali, they also offer a powerful metaphor for personal finance: every small flame adds to a radiant collective glow.
Today is World Financial Planning Day—a day that could change your financial life. In the heart of October, as the world lights up for festive seasons and new beginnings, let’s talk about why financial planning is the one habit urban Indians can’t afford to ignore.
The Reserve Bank of India (RBI) has just concluded its monetary policy meeting, and Governor Sanjay Malhotra has laid out a roadmap that’s packed with implications for your savings, loans, and investment strategy.
The untimely passing of beloved singer Zubeen Garg was a heart-wrenching moment for Assam and beyond. Yet, his clearly known last wish—to have his fans sing “Mayabini Raatir Bukut” at his funeral—united thousands in a beautiful, harmonious tribute.
The way India pays is evolving, and UPI is at the heart of this digital revolution. In a significant move to boost high-value digital payments, the National Payments Corporation of India (NPCI) has announced a major update to UPI transaction limits.
Planning for your future usually involves two separate goals: securing your health and growing your wealth. But what if one plan could address both?
The air is filled with the resonant chants of “Ganpati Bappa Morya!” and the sweet scent of modaks. Ganesh Chaturthi is here, a time of immense joy, devotion, and new beginnings.
Are you looking for a fixed-income investment that offers a high, regular return? ESAF Small Finance Bank (SFB) has launched a public issue of Non-Convertible Debentures (NCDs) with an attractive 11.30% per annum coupon rate, paid quarterly.
Are you intrigued by the potential of gold but terrified by its infamous volatility? What if you could participate in its gains without worrying about losing your initial investment?
What if your biggest financial mistake is doing nothing?
In recent months, several mutual fund schemes in India have undergone name changes as part of SEBI’s efforts to enhance transparency, improve investor clarity, and standardize the mutual fund industry.
For decades, a fat bank balance was the ultimate flex—proof of financial success. But ICICI Bank’s latest move proves that big bank balances are outdated.
If you’re searching for a health insurance plan in India that offers extensive protection against high medical expenses and critical illnesses, the ManipalCigna Sarvah Uttam Infinite Health Insurance Plan is designed for you.
A solid financial plan is not just about saving and investing. It is also about protecting those savings from risks that can drain them quickly. That is where insurance fits in. Whether it is health, life, or motor insurance, these policies work as financial safety tools.
Just as a well-structured training plan guides you to race day success, a thoughtful budget framework ensures your running passion remains financially sustainable. In this second part of our series on budgeting for runners in India, we’ll explore how to categorize expenses, plan for big purchases, set realistic spending limits, and track costs effectively.
The rhythmic pounding of feet on pavement, the rush of endorphins, the sense of accomplishment after completing a challenging run—these are the moments runners live for. Running is often hailed as one of the most affordable sports—just a pair of shoes and determination, right? But for dedicated runners in India, the costs can add up quickly. From shoes and gear to race registrations and nutrition, pursuing your running passion requires smart financial planning.
Are you ready to take control of your financial future? The most awaited Investor Awareness Program is back in the PCMC area – the PIFAA Smart Money Seminar 2025! This exclusive event promises to be an evening of enlightenment, empowerment, and expert insights into the world of investing.
India’s thrilling victory in the ICC Champions Trophy 2025 wasn’t just a win for cricket fans—it was a masterclass in strategy, teamwork, and resilience.
Financial empowerment is crucial for women in India, where cultural, social, and economic factors often create unique challenges. This 7-day plan is tailored to the Indian context, helping you take control of your finances, stop mindless spending, and achieve your financial goals. Let’s get started!
Are you looking for a secure and high-yielding investment opportunity to grow your wealth? Look no further! Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) has launched its Tranche III Secured Redeemable NCD Public Issue, offering attractive interest rates and multiple investment options to suit your financial goals. With the issue now open, this is your chance to lock in high returns and secure your financial future.
As we celebrate Maha Shivratri, the great night of Lord Shiva, let us take a moment to reflect on the timeless wisdom of the divine yogi and how it can guide us through the churning tides of the stock market. Just as Shiva’s grace transforms chaos into harmony, his teachings can help us navigate the volatility of the financial world and emerge stronger, wiser, and wealthier.
In today’s fast-paced world, where lifestyle diseases are on the rise, securing your financial future against unforeseen health challenges is more important than ever. While a standard health insurance policy covers hospitalization and medical expenses, it may not be enough to handle the financial burden of critical illnesses like cancer, heart disease, or kidney failure. This is where Critical Illness (CI) Cover comes into play.
Valentine’s Day. A day for romance, chocolates, and… financial anxiety? Hold on a second! Love shouldn’t come with a hefty price tag. This year, let’s celebrate love and smart money moves. Because a healthy relationship includes a healthy financial future. Here’s how to have a memorable Valentine’s Day without breaking the bank, plus a little nudge towards a brighter financial tomorrow.
Every year on February 4th, the world unites to observe World Cancer Day, a global initiative aimed at raising awareness, encouraging prevention, and supporting those affected by cancer. This day serves as a powerful reminder of the importance of early detection, timely treatment, and the need for financial preparedness to combat this life-altering disease.
The Union Budget is just around the corner., and while it’s tempting to speculate about potential announcements and their market impact, a proactive approach is often more beneficial than trying to predict the unpredictable.
Multiple of Initial Capital (MOIC) is a financial metric that quantifies the return on investment (ROI) of a venture, such as a startup, private equity fund, or real estate project. It’s a simple yet powerful tool that helps investors assess the profitability and success of their investments.
Retirement planning can seem like a daunting task. With so many variables to consider, finding the right strategy to ensure long-term financial stability is essential. William Bengen, a well-known figure in retirement research, introduced the Layer Cake concept—a powerful and flexible approach to structuring retirement income. Let’s explore this concept in depth and understand how it can improve retirement planning.
In the vast expanse of the investment universe, there exists a realm where titans clash and underdogs rise. It’s a land of opportunity and uncertainty, where fortunes are forged and dreams take flight. Welcome to the captivating world of large and mid-cap mutual funds, where the stakes are high, the rewards are alluring, and the journey is nothing short of extraordinary.
The sun beat down on the bustling city of Pune, casting a warm glow on the festive decorations adorning every home. It was Rakshabandhan, and the air hummed with the anticipation of sibling love and joyous celebrations.
This sacred festival of Independence reminds us that our ancestors gave us a precious gift - the right to freedom. This right is not just for political freedom, but also for living a better and happier life. On this 78th Independence Day, let’s recognize this right and lay the foundation for a financial freedom for ourselves and our loved ones.
Okay, so maybe calling someone an idiot is a bit harsh, but let’s be honest – if you’re NOT interested in financial freedom, you might be missing out on some serious life upgrades. Enter “One Idiot,” a movie that’s like a financial fairy godmother disguised as a short YouTube flick.
Planning for a child’s future is an inherent parental instinct. From saving for their education to securing their financial independence, every step counts. While traditional savings accounts have their place, consider a powerful tool for long-term wealth creation for your child - mutual funds in their name.
Let’s face it, the market swings in last 2 days due to the Loksabha Election results have been enough to make even the most seasoned investor sweat. But before you hit that “sell” button or consider pausing your SIP (Systematic Investment Plan), take a deep breath and let’s talk strategy.
The crisp June air stung Meera’s cheeks as she pumped her tires, a familiar pre-ride ritual. Today wasn’t just any ride; it was World Bicycle Day, and Meera, a seasoned cyclist with a map tattooed on her calf, was determined to celebrate in style. Her trusty steed, Laila, a sturdy aluminum frame with a carbon fiber fork, gleamed in the rising sun, ready to conquer the planned 100-kilometer loop through the vibrant countryside.
Retirement. A time for relaxation, travel, and finally pursuing those passions you put on hold. But what about the financial side? Will your savings be enough to sustain your desired lifestyle? This is where annuities come in, offering a potential solution for a steady stream of income throughout your golden years.
Ah, chai! That rich, warm cuppa that stirs the soul and gets the day going. But did you know that that same satisfaction of a perfectly brewed cup can be applied to your financial future? Let’s embark on a financial planning journey, using everyone’s favorite beverage as our guide.
Bollywood actress Kangana Ranaut has always been in the limelight, whether for her powerhouse performances or her candid opinions. Recently, she made headlines again, but this time it was for her unique approach to life insurance.
Have you ever felt like your financial expertise was being ignored simply because you’re a woman?
In the bustling metropolis of Financity, amidst towering skyscrapers and the ceaseless hum of commerce, resided two young cockroaches - Archie, the Ant, and Gary, the Grasshopper.
Looking to build a secure financial future? Then “The Richest Man in Babylon” by George S. Clason is a timeless classic you can’t miss! This short, engaging book, written in parable format, offers financial wisdom that transcends generations.
Congratulations! You’ve set your sights on a life-changing goal: building a ₹ 1 crore portfolio. Now lets see how you can navigate this journey using the power of mutual funds, while taking in to your risk appetite into consideration.
Akash, a rising star in Bangalore’s IT firmament, had a serious case of the ‘Now or Never’ syndrome. Every shiny new gadget, from the latest phone that could practically beam him to work to a VR headset promising digital nirvana, whispered sweet nothings in his ear.
As we commemorate Mahavir Jayanti, the birth anniversary of the 24th Jain Tirthankara, let’s explore how Jain principles can guide our investment decisions and achieve long-term financial well-being.
78% of Athlets go broke within 2 years of retirement !
