Layoff Resilience Playbook – Free Download | Meta Investment
📄 The Layoff Resilience Playbook
A free 39-page guide, updated for the EPF Scheme 2026, the Labour Codes' statutory severance floor, and the December 2025 NPS exit rules — EMI restructuring scripts, EPF & NPS withdrawal walkthroughs, severance negotiation checklists, and the full 90-day financial planning sequence — straight to your inbox.
No spam. Unsubscribe anytime. Used only for the playbook and Meta Investment financial updates.
What's inside
Day 1: The Four Things To Do Tonight
Document the termination conversation, confirm your health cover end date in writing, defer every decision for 48 hours, and tell one person.
The Seven-Day Sequence
A day-by-day roadmap for week one — documentation, the runway number, health insurance, the lender call, your CA, and the statutory-floor check.
The Runway Worksheet
Calculate your exact runway in months by hand, and find your risk band — from Critical to Strong.
The Lender Conversation Script
Word-for-word what to say to your home loan provider — tenure extension, moratorium, and step-down EMI options.
HR Severance Checklist
What to confirm in writing before you sign — compensation components, RSU treatment, benefits continuity, and final settlement.
The Statutory Floor (Labour Codes)
What Section 70 of the Industrial Relations Code guarantees your exit is worth, and how to check your letter against it.
The CA Brief Template
An email you can copy and send in 5 minutes — arrears relief, Schedule FA disclosure, and RSU sell-down planning.
EPF Withdrawal Under the 2026 Scheme
Which of the two withdrawal routes applies to you, and why the "75% after one month" rule you've read elsewhere no longer exists.
NPS At Layoff
Which exit gate applies to you, and why the widely-reported fifteen-year route probably isn't yours.
Health Insurance Porting & The 90-Day Review
The tight porting window most people miss, plus checkpoints to run at the day 30, 60, and 90 marks.
Numbers that matter
Written for senior engineers, engineering managers, and tech leads in Pune (Hinjewadi, Magarpatta, Kharadi), Bengaluru (Whitefield, Electronic City), and Hyderabad (HITEC City) who've been notified of a separation in 2026. In FY26 the IT sector grew revenue roughly three times faster than headcount (NASSCOM), with the top-four services firms posting a net headcount reduction in the June 2026 quarter — a re-sorting, not a dip that waits itself out. Generic layoff advice doesn't survive contact with a Hinjewadi home loan — the numbers, scripts, and decision frameworks here are calibrated to that profile, and this edition has been rebuilt for the EPF, Labour Code, and NPS rules currently in force.
Go deeper
Already facing a layoff? Calculate your exact runway in 2 minutes →
Mutual fund updates, SIP tips, and what's moving the market. No daily noise — only when there's something worth reading.
