📄 The Layoff Resilience Playbook
A free 26-page guide covering EMI restructuring scripts, EPF withdrawal walkthroughs, severance negotiation checklists, and the full financial planning sequence — straight to your inbox.
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What's inside
EMI Restructuring Scripts
Word-for-word scripts to use with your lender for moratoriums and tenure extensions — before you miss a payment.
EPF Withdrawal Walkthrough
Step-by-step EPFO 3.0 claim process, tax rules for under/over 5 years service, and UAN portal guide.
Severance Negotiation Checklist
What to verify before signing your exit papers, and how to apply Section 89(1) to reduce your severance tax.
Full Financial Planning Sequence
Liquidation order, SIP decisions, emergency fund sizing, health insurance porting, and the 90-day reset plan.
Numbers that matter
Written for senior engineers, engineering managers, and tech leads in Pune (Hinjewadi, Magarpatta, Kharadi), Bengaluru (Whitefield, Electronic City), and Hyderabad (HITEC City) who've been notified of a separation in 2026. Generic layoff advice doesn't survive contact with a Hinjewadi home loan — the numbers, scripts, and decision frameworks here are calibrated to that profile.
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