Muthoot Fincorp Ltd. NCD Apr 2026
NCD · BSE
Crisil AA-/Positive
Type
IPO
Interest Rate
8.51–9.25%
Tenor
2.0–6.0Y
Min Invest
₹10,000
NCD IPO Schedule
Open Date
24 Apr 2026
Close Date
08 May 2026
Listing Date
15 May 2026
Issue Size
₹600 Cr
Status
listed
Available Series / Options
| Series | Tenor | Rate % p.a. | Payment | Min Invest | Eff. Yield |
|---|---|---|---|---|---|
| Series I | 24M (2.0Y) | 8.510% | monthly | ₹10,000 | 8.840% |
| Series II | 36M (3.0Y) | 8.650% | monthly | ₹10,000 | 9.000% |
| Series III | 60M (5.0Y) | 8.790% | monthly | ₹10,000 | 9.150% |
| Series IV | 72M (6.0Y) | 8.880% | monthly | ₹10,000 | 9.240% |
| Series V | 24M (2.0Y) | 8.850% | annual | ₹10,000 | 8.840% |
| Series VI | 36M (3.0Y) | 9.000% | annual | ₹10,000 | 8.990% |
| Series VII | 60M (5.0Y) | 9.150% | annual | ₹10,000 | — |
| Series IX | 24M (2.0Y) | 8.850% | cumulative | ₹10,000 | 8.850% |
| Series VIII | 72M (6.0Y) | 9.250% | annual | ₹10,000 | 9.240% |
| Series X | 36M (3.0Y) | 9.000% | annual | ₹10,000 | 9.000% |
| Series XI | 60M (5.0Y) | 9.150% | annual | ₹10,000 | 9.150% |
| Series XII | 72M (6.0Y) | 9.250% | annual | ₹10,000 | 9.250% |
Indicative Returns on ₹1,00,000
For a ₹1,00,000 investment in Muthoot Fincorp Ltd. NCD, here is the projected interest and maturity value for each series at its stated coupon rate.
| Series | Tenor | Rate | Payment | Periodic Income | Total Interest | Maturity Value | Effective CAGR |
|---|---|---|---|---|---|---|---|
| Series I | 2.0Y | 8.51% | monthly | ₹709 | ₹17,020 | ₹100,000 | 8.18% |
| Series II | 3.0Y | 8.65% | monthly | ₹721 | ₹25,950 | ₹100,000 | 7.99% |
| Series III | 5.0Y | 8.79% | monthly | ₹732 | ₹43,950 | ₹100,000 | 7.56% |
| Series IV | 6.0Y | 8.88% | monthly | ₹740 | ₹53,280 | ₹100,000 | 7.38% |
| Series V | 2.0Y | 8.85% | annual | ₹8,850 | ₹17,700 | ₹100,000 | 8.49% |
| Series VI | 3.0Y | 9.00% | annual | ₹9,000 | ₹27,000 | ₹100,000 | 8.29% |
| Series VII | 5.0Y | 9.15% | annual | ₹9,150 | ₹45,750 | ₹100,000 | 7.83% |
| Series IX | 2.0Y | 8.85% | cumulative | — | ₹18,483 | ₹118,483 | 8.85% |
| Series VIII | 6.0Y | 9.25% | annual | ₹9,250 | ₹55,500 | ₹100,000 | 7.64% |
| Series X | 3.0Y | 9.00% | annual | ₹9,000 | ₹27,000 | ₹100,000 | 8.29% |
| Series XI | 5.0Y | 9.15% | annual | ₹9,150 | ₹45,750 | ₹100,000 | 7.83% |
| Series XII | 6.0Y | 9.25% | annual | ₹9,250 | ₹55,500 | ₹100,000 | 7.64% |
Indicative only, based on the stated coupon rate. Not investment advice.
About This Issue
Based in Kerala, Muthoot Fincorp is a major Indian company that has specialized in gold loans for over 20 years. They are officially registered with the Reserve Bank of India (RBI) as a lender that does not take cash deposits.
Here is a breakdown of what they do:
* Primary Service: They provide personal and business loans by using your gold jewelry as collateral.
* Who they help: Their services are designed for people who need cash quickly but might find it difficult to get a traditional bank loan.
* Loan Options: They offer many different types of gold loans (such as *Muthoot Blue* and *Kisan Vikas*) tailored to fit different needs, whether you are a farmer, a business owner, or an individual.
* Speed and Access: They offer a "24x7 Express Gold Loan," which allows existing customers to quickly get extra money on top of their current loan without hassle.
Investment Calculator
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Year-wise Breakdown
| Year | Interest Earned | Cumulative |
|---|
Projections are indicative only. Not investment advice.
Enquire NowExplore Related Calculators
View all →Written by Tushar Paturde, AMFI-registered MFD, CFP
Disclaimer: This page is for informational purposes only. NCDs and bonds carry credit risk. Please read the offer document before investing.
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