BANK
A1+
Unity Small Finance Bank Fixed Deposit 2026
Interest rates for general and senior citizen investors
8.00%
Max Rate
6.75%
Min Rate
12M–60M
Tenor Range
FD Interest Rates
| Tenor | General | Senior Citizen | Payment |
|---|---|---|---|
| One year | 7.50% | — | Annual |
| Five year | 6.75% | — | Annual |
| Three Years | 6.75% | — | Annual |
| 501 Days | 8.00% | — | Annual |
Indicative Returns on ₹1,00,000
For a ₹1,00,000 deposit in Unity Small Finance Bank Fixed Deposit at the general rate, here is the projected interest and maturity value for each tenor.
| Tenor | Rate | Payment | Periodic Income | Total Interest | Maturity Value | Effective CAGR |
|---|---|---|---|---|---|---|
| One year | 7.50% | Annual | ₹7,500 | ₹7,500 | ₹100,000 | 7.50% |
| Five year | 6.75% | Annual | ₹6,750 | ₹33,750 | ₹100,000 | 5.99% |
| Three Years | 6.75% | Annual | ₹6,750 | ₹20,250 | ₹100,000 | 6.34% |
| 501 Days | 8.00% | Annual | ₹8,000 | ₹11,333 | ₹100,000 | 7.87% |
Indicative only, at the general rate. Not investment advice.
About Unity Small Finance Bank
Founded in 2021, Unity is a new-age bank launched in collaboration between Centrum Financial Services and BharatPe. With over ₹10K Crores in deposits & ₹8.5K Crores in advances, the bank is present in ~400 locations pan-India & serves 18L+ customers.
FD Calculator
Enter an amount above to see projections.
Year-wise Breakdown
| Year | Interest Earned | Cumulative |
|---|
Projections are indicative only. Not investment advice.
Enquire Now All Fixed DepositsDocuments & How to Invest
You will need to provide your PAN card, Aadhaar card, and complete video KYC.
Frequently Asked Questions
How does ₹5L guarantee work?
Under the DICGC insurance scheme by the RBI, all bank deposits are insured up to ₹5L per customer.
Can I withdraw my Fixed Deposit prematurely?
Yes, you can withdraw your FD anytime.
If withdrawn within 7 days of booking: No interest will be paid.
If withdrawn after 7 days: Interest will be paid at the applicable rate for the held tenure, but a 1% penalty will be deducted from the earned interest.
The principal remains 100% safe.
What is the minimum deposit amount required to open an FD with Unity Small Finance Bank?
You can open an FD for as low as ₹1,000.
Explore Related Calculators
View all →Disclaimer: Rates are indicative and subject to change. NBFC and corporate FDs are not covered under DICGC deposit insurance. Please read the FD terms carefully and consult your financial advisor before investing.
Market insights, straight to WhatsApp — when it matters
Mutual fund updates, SIP tips, and what's moving the market. No daily noise — only when there's something worth reading.
