NBFC
AAA
Bajaj Finance Ltd. Fixed Deposit 2026
Interest rates for general and senior citizen investors
7.40%
Max Rate
6.41%
Min Rate
7.75%
Sr. Citizen Max
12M–60M
Tenor Range
FD Interest Rates
| Tenor | General | Senior Citizen | Payment |
|---|---|---|---|
| 12 Month | 6.41% | 6.74% | Monthly |
| Five year | 7.40% | — | Annual |
| 33 Months | 7.40% | 7.75% | Annual |
Indicative Returns on ₹1,00,000
For a ₹1,00,000 deposit in Bajaj Finance Ltd. Fixed Deposit at the general rate, here is the projected interest and maturity value for each tenor.
| Tenor | Rate | Payment | Periodic Income | Total Interest | Maturity Value | Effective CAGR |
|---|---|---|---|---|---|---|
| 12 Month | 6.41% | Monthly | ₹534 | ₹6,410 | ₹100,000 | 6.41% |
| Five year | 7.40% | Annual | ₹7,400 | ₹37,000 | ₹100,000 | 6.50% |
| 33 Months | 7.40% | Annual | ₹7,400 | ₹20,350 | ₹100,000 | 6.97% |
Indicative only, at the general rate. Not investment advice.
About Bajaj Finance Ltd.
Bajaj Finance Ltd (BFL) is a registered deposit-taking NBFC with the RBI. Established in 1926, it operates with assets under management (AUM) exceeding ₹2.7 lakh crores and serves over 7.6 crore customers across 300+ branches.
FD Calculator
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Year-wise Breakdown
| Year | Interest Earned | Cumulative |
|---|
Projections are indicative only. Not investment advice.
Enquire Now All Fixed DepositsFrequently Asked Questions
Can I withdraw my Fixed Deposit prematurely?
Yes, the premature withdrawal rules are:
0–3 months: Lock-in, withdrawal not possible.
3–6 months: Only principal is returned, no interest paid.
6 months onwards: Interest is paid, but 2% lower than the applicable rate for the held tenure.
If no contracted rate exists for the tenure, interest is 3% lower than the minimum Bajaj FD rate.
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View all →Disclaimer: Rates are indicative and subject to change. NBFC and corporate FDs are not covered under DICGC deposit insurance. Please read the FD terms carefully and consult your financial advisor before investing.
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