Opportunity to participate in senior secured bonds of Rupeek, one of India’s fastest-growing NBFC providing Gold Loan solutions at Pre-Tax IRR of 12.5%
Opportunity Summary
Minimum investment you will need to do is around ₹ 1,01,526/- as of today.
- Short term investment opportunity of 12 months 20 days payable monthly (from Oct 22) with IRR of 12.50% p.a.
- Fastest growing and leading player in gold loan solutions in India.
- Backed by marquee investors such as Sequoia, Accel, Bertelsmann, GGV Capital.
- Promoted by IITian with 12+ years of experience. Strong management team with a long track record of managing operations and company finance.
- 1.1x security cover of principal and accrued interest.
- Guaranteed by Rupeek Fintech Pvt Ltd (parent) with networth of ₹ 400+ Crs as on March 2022.
- Comfortable capitalization, healthy gearing and strong asset quality.
Short Tenure
An Opportunity to invest in Senior Secured bonds payable monthly from October onwards with high returns of 12.50% per annum.
- Strong asset quality with healthy capitalization of more than 30%.
- 80% of the portfolio comprises of short tenor loans ranging between 6-9 months.
- Stable Net Interest Margin (NIM).
- Company has the policy to maintain liquidity sufficient to cover six months interest and principal repayments.
- Strong liquidity with positive ALM in all the buckets.
Security Structure
- 1.1x security cover on assets of the NBFC.
- Corporate Guarantee from the parent, Rupeek Fintech.
- Monthly repayment structure minimizes runway risk.
Strong Investors
- Rupeek is series E funded company & has raised over USD 100 MM in funding from Accel, Sequoia, Lightbox, GGV and Bertelsmann.
- Rupeek is a Soonicorn and is valued more than USD 600 MM.
- Marquee lenders such as Kotak Mahindra Bank & ICICI Bank.
How to invest in this opportunity?
Fill this form with some basic details. We will connect with you and provide you with more details about the investment option which is suitable for your financial goals.
