If you’re a salaried professional contributing to EPF every month, you’ve probably heard the term “EPS-95” more times than you can count. On June 29, 2026, that scheme was formally retired — the Ministry of Labour and Employment notified the Employees’ Pension Scheme, 2026 (EPS-2026), the biggest overhaul of India’s private-sector pension framework in three decades. Here’s what actually changes, what stays the same, and how it fits alongside NPS in your retirement planning.

Indian households are no longer just buying gold and locking it away — they’re putting it to work. RBI data shows gold loans growing over 125% year-on-year, the fastest of any major bank credit segment. Here’s what the numbers actually say, why it’s happening now, and what it means for how you think about gold in your own portfolio.

The Reserve Bank of India has just tightened the rulebook on how banks may advertise, market, and sell financial products — including the mutual funds and insurance plans many of us buy through our bank’s relationship manager.

No-cost EMI sounds free, but processing fees, GST on interest, and foregone discounts mean you usually pay more. Here’s the real math before your next checkout.

Saving for a concert, trip, or gadget in the next 6–18 months? Compare savings accounts, FDs, RDs, and liquid funds — and pick the right parking spot for short-term money.

Your salary arrives in rupees. But your coffee is Starbucks, your commute is Uber, your laptop runs on Windows or macOS — and your dream European vacation is priced in euros. For millions of Indian families, lifestyle aspirations are increasingly dollar-denominated, while savings remain locked in rupee assets.