National Savings Schemes (NSS) are government-backed savings instruments offered through India Post. They carry a sovereign guarantee — your money is as safe as it gets. Interest rates are revised quarterly by the Government of India.
Current quarter: April–June 2026 (Q1 FY 2026-27)
Compare All Rates
See the complete NSS interest rates table →
Scheme Guides
Click any scheme below for a plain-language explanation — what it is, who it is for, key features, and what to watch out for.
Post Office Savings
Post Office Time Deposits
Recurring Deposit
Senior Citizen Scheme
Monthly Income
Certificates & Bonds
Provident Fund
Girl Child Schemes
Rates as of April–June 2026 (Q1 FY 2026-27). Source: India Post.
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