When it comes to securing your financial future, especially during retirement, choosing the right pension plan is crucial. LIC’s Smart Pension Plan is one such offering that has been gaining attention for its flexibility, guaranteed returns, and a wide range of annuity options.

In the ever-evolving world of finance, it’s not uncommon for investors to lose track of their investments, especially those made years ago. Whether it’s due to a change in contact details, lack of updated KYC information, or simply forgetting about an old investment, many mutual fund folios remain inactive and unclaimed.

One of the most critical aspects of managing your portfolio is understanding market sentiment and how it influences investment decisions. Two key concepts that shape market behavior are risk-on and risk-off environments.

In the ever-evolving landscape of investing, one strategy that has stood the test of time is Quality Investing. This approach focuses on identifying companies with strong fundamentals, sustainable competitive advantages, and the ability to generate consistent returns over the long term. For Indian investors, mutual funds offer a convenient and effective way to practice quality investing without the need for extensive research or stock-picking expertise. In this blog, we’ll explore how you can harness the power of mutual funds to build a portfolio grounded in quality investing principles.

The Reserve Bank of India (RBI) has made a significant move by cutting the repo rate by 25 basis points (bps) to 6.25%, marking the first reduction in five years. For investors, especially those in the fixed-income space, this presents a unique opportunity to reassess their portfolios and capitalize on the changing interest rate environment.

Todays RBI’s decision in reduction in interest rate by 25 bps means banks can borrow funds at a lower cost, which typically translates to lower interest rates on fixed income opportunities.