Education costs in India have historically outpaced general inflation. Artha Auto-Plan lets you enter each child's current age, the age college starts, course duration, and today's annual cost — then inflates each academic year separately (default 10% education inflation) to show the future cost and the SIP needed, adjusted for any corpus you've already set aside. Figures are indicative estimates based on the assumptions entered, not a guarantee.
Each academic year of a course is inflated and sized separately, not lumped into one number — so a 4-year degree shows 4 distinct future costs and SIP requirements.
Defaults to 10% p.a., higher than general inflation, reflecting how education costs have historically risen faster than the CPI — adjustable per your own view.
Add every child from your Family Members list as its own education goal — each gets independent SIP sizing based on their own age and timeline.
Any savings already earmarked for a child's education are attributed proportionally across academic years, reducing the SIP shown for the years closest to that corpus being used.
Common questions about plan your child's education costs with Artha Auto-Plan
Enter today's annual cost, the age your child starts college, and the course duration in Artha's Children's Education Goals section. The tool inflates each academic year individually (default 10% p.a.) to its future value and shows the monthly SIP needed to fund it.
Education costs in India have historically risen faster than general consumer inflation. Artha defaults to 10% for education versus 5.5–6% for general expenses, though both are adjustable to your own assumptions.
Yes. Add each child from your Family Members list — Artha automatically pulls their name and age and lets you set an independent education goal (and marriage goal, if relevant) for each one.
Enter your existing corpus and Artha nets it against the future cost, spreading the offset proportionally across the years of that child's course rather than just the first year.