Artha Auto-Plan
by Meta Investment

Plan for what matters — pick a goal

Retirement, a child's education, a home, a wedding, or something else entirely — every goal gets its own future-value projection and monthly SIP target, all in one financial plan.

🧓

Plan Your Retirement Corpus

Free retirement corpus calculator for India. Artha Auto-Plan sizes your retirement number using your expenses, inflation and life expectancy, projects EPF/NPS/PPF/MF at their own rates, and stress-tests the plan with Monte Carlo simulation.

🎓

Plan Your Child's Education Costs

Free child education cost calculator for India. Artha Auto-Plan projects each year of your child's education at education inflation, deducts any existing corpus, and shows the monthly SIP needed — year by year.

🏡

Plan Your Home Purchase

Free home purchase planning tool for India. Artha Auto-Plan sizes the SIP needed for your down payment based on target home value, purchase year and down payment percentage.

💍

Plan Your Wedding Savings

Plan and save for a wedding with Artha Auto-Plan's flexible Other Goals calculator — set a target amount and year, and get the monthly SIP needed alongside your full financial plan.

How to plan for this today
✈️

Plan Your Travel & Experiences

Free vacation savings calculator for India. Artha Auto-Plan sizes the SIP needed for domestic or international trips, factoring in travel cost inflation and your target year.

💼

Plan Your Career Break or Sabbatical

Plan financially for a career break or sabbatical with Artha Auto-Plan's flexible Other Goals calculator — size the corpus you'll need and the SIP to get there.

How to plan for this today
📈

Grow Your Wealth

Track and grow your net worth with Artha Auto-Plan — a free tool that projects your investments 25 years forward and shows your complete wealth creation picture.

🧾

Plan Around Your RSUs & ESOPs

Track vested RSUs and ESOPs as part of your full financial plan with Artha Auto-Plan — enter their current value under Stocks and see them factored into your net worth and retirement projections.

How to plan for this today

Frequently Asked Questions

Common questions about goal-based planning with Artha Auto-Plan

What financial goals does Artha Auto-Plan support?

Artha covers retirement, children's education and marriage, home purchase, vacations, vehicle purchase, debt repayment, and any custom goal via the flexible Other Goals section — each with its own future-value projection and monthly SIP target, shown together in one plan.

Do I need to pick just one goal?

No. The goal picker is just a quick starting point — once you're in the full form, you can add as many goals as apply to you: retirement, multiple children's education and marriage goals, a home purchase, vacations, and any custom goal, all in the same plan.

How does Artha calculate the SIP for each goal?

Each goal's target cost is projected to its target year using the relevant inflation and return assumptions, any existing corpus already set aside is deducted, and the remaining gap is converted into a monthly SIP figure using the goal's configured return rate.

What if my goal doesn't have a dedicated category?

Use the Other Goals section under Additional Goals — name your goal freely, set a target amount, target year, and expected return, and Artha calculates the SIP the same way it would for a dedicated goal type.

Not sure where to start?

Pick your goal on the quick single-tap picker and get straight into your plan

Start My Financial Plan →